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Chad Richards

Richards Ins and Fin Svcs Inc
110 Flowers Crossroads Way
Ste 102
Clayton, NC 27527-9088

Located at the intersection of NC Hwy 42 & Buffalo Rd in the Harris Teeter shopping plaza.

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We opened our office on Six Forks Rd in Raleigh, NC in 2003. Our 2nd office location opened 2014 in Flowers Plantation in Clayton, NC. We proudly serve the Raleigh, Clayton, Smithfield, Zebulon, and Selma areas. I am a member of the Clayton Chamber of Commerce, my church's lector ministry, coach for NRWF Bulldogs, Wolfpack Wrestling Club, and the NCDB Rivercats 10U baseball team. I am a former Life insurance employee and a second generation agent. Our office is an Ambassador Travel Qualifier, Chairmans Circle Qualifier, SVP Club Qualifier, and National Convention Qualifier. We offer free quotes on Auto, Motorcycle, Home, and Life Insurance in NC and focus on Out of state transfers to the Wake County and Johnston County areas.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products Offered

Banking, Mutual Funds, Annuities

FINRA’s BrokerCheck

Mon-Wed 9am-5pm

Thurs 9am-5:30pm;Fri 9am-5pm

After hours by appointment

110 Flowers Crossroads Way
Ste 102
Clayton, NC 27527-9088
Map & Directions


English, Spanish
The mission of our office is to help people manage the risks of everyday life, recover from the unexpected, realize their dreams, and to be the first and preferred choice for all of your North Carolina Insurance needs. We focus on Auto Insurance, Home Insurance, Renters Insurance, and Life Insurance throughout North Carolina, including Raleigh, Cary, Wake Forest, Clayton, Garner, Smithfield, Selma, and Knightdale.
Bethany Weaver State Farm Agent Team Member

Bethany Weaver

Customer Service Representative

I grew up in and still live in Clayton. I have been a State Farm Agent Team Member since 2009 and very much enjoy my job! I am married and have 2 beautiful children. The beach is my most favorite place to go and I love doing crafts!
Joe Burgess State Farm Agent Team Member

Joe Burgess

Personal Account Representative

I am part of Chad Richards team in his Clayton, NC office. I am licensed in property, casualty, life and health.
Patty Gardner State Farm Agent Team Member

Patty Gardner

Personal Account Representative

Patty brings over 30 years of industry experience with her and a deep understanding of the needs of individuals seeking services. Patty is available to sit down with new and existing customers to discuss their current situation and help to plan for the future. Patty loves spending time with her family, coaching soccer, and volunteering for various charities through her church.
Cyndi Faison State Farm Agent Team Member

Cyndi Faison

Office Manager

Cyndi has brought over 27 years of experience in Property & Casualty, Small Business, Auto, Fire, Life, and Health. She helps keep things running smoothly. She is a native of Eastern NC. In her free time you can likely find her in Raleigh, NC doing a DIY project or looking for shells on the beach.
Ana Benavides State Farm Agent Team Member

Ana Benavides

Personal Account Representative

Ana brings positive upbeat energy to our office. She is experienced in Auto Insurance, Homeowners Insurance, Life Insurance, and Health Insurance. She moved from El Salvador to Raleigh, NC 23 years ago. She is married and has four children. Her hobbies include dancing, fishing, and playing soccer.
Lee Cowell State Farm Agent Team Member

Lee Cowell

Customer Service Representative

Customer Service Representative Lee joins our team with over 25 years of business, service, and insurance experience. He enthusiastically applies his experience to help our State Farm customers understand and navigate their insurance needs. Originally from Ohio, Lee and his wife settled in the Triangle area over 20 years ago and proudly call it home. Lee enjoys cooking, watching football, watching his grandkids play basketball, and taking trips to the beach.
Daniel Brown State Farm Agent Team Member

Daniel Brown

Personal Account Representative

Daniel is a Raleigh native who was raised just 5 minutes from the Raleigh office. His focus is on removing roadblocks for people in the pursuit of their goals. Outside of the office Daniel enjoys nature and training in Krav Maga.

Available Positions

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.